"Visa" thiab "MasterCard". "MasterCard" thiab "Visa" nyob rau hauv Russia. Visa thiab MasterCard

"Visa" thiab "MasterCard" - ib tug them nyiaj system hais tias muaj ntau lub tsev txhab nyiaj nyob ib ncig ntawm lub ntiaj teb no yog siv rau cov suav nyob rau hauv cards teej tug mus rau ob qho tag nrho cov neeg thiab kev cai lij choj chaw. Yog xav paub ntxiv txog systems, txog lub keeb kwm ntawm lawv cov keeb kwm, hais tias lawv txawv, yuav tsum tau tham nyob rau hauv peb tsab xov xwm. Peb yuav teb cov lus nug ntawm yuav ua li cas yog tias koj card yog "Visa" thiab "MasterCard" yog muab tub.

Ib me ntsis keeb kwm

Nws tag nrho cov pib nrog lub fact tias nyob rau hauv 1958 ib tug US bank, namely Bank ntawm America, tau muab ib cov nyiaj them poob card, los ntawm txoj kev, ib tug novelty rau lub sij hawm. Tom qab ib tug kwj ntawm cov neeg muas zaub uas xav kom tau "ib daim yas nyiaj" tau zus heev npaum li cas hais tias peb yuav tsum tau ua ib daim kev pab cuam lub tuam txhab, hu ua Bank Americard Service Corporation - nws yog qhov chiv keeb ntawm cov Visa them nqi system. Nws nco lub npe uas nws tau txais tom qab. Thiab nws tsis yog ib qho acronym, tab sis nyob rau hauv lub literal siab ntawm lo lus - "Visa", ib tug luv luv thiab yooj yim tso rau hauv lub npe ntawm lub cim xeeb. Thawj card nrog ci xiav logo raug luam tawm nyob rau hauv 1976. Raws li rau Master Card, nws twb nrhiav tau dog dig tom qab ntawd (piv txwv tias yog lub lub hauv paus xyoo rau lub "Visa" 1958 th), namely nyob rau hauv 1966. Ib tug ob peb, dua, US lub tsev txhab nyiaj tau kos npe rau ib daim ntawv cog lus nyob rau hauv qhov kev tso tawm ntawm ib cov nyiaj them poob system, uas muaj lub npe ntawm tus Interbank Card Association. Tom qab ntawd nws kuj hloov los ntawm ntau capacious thiab laconic - Master Card.

Kev ua lag luam qhia tawm ntawm kev them nyiaj tshuab

Txij li thaum lub "Visa" thiab "MasterCard" yog cov tsis tshua nrov systems, ib yam ntawm cov logos yuav nrhiav tau nyob rau 83% ntawm cov nyiaj them poob haujlwm cards nyob rau hauv lub tebchaws United States thiab lwm yam tsim lub teb chaws. Ua tau, lub "visa" nrov tshaj nws cov yeeb ncuab, nws muaj ib tug ntiaj teb no kev ua lag luam qhia tawm ntawm kwv yees li 57%, uas tso nyiaj rau ib tug loj ib feem ntawm nws. Raws li rau lub "MasterCard", muaj nuj nqis yog dog dig ntau coj - 26%. Niaj hnub no daim ntawv uas ris ib ntawm cov logos yog txais nyob rau hauv ntau tshaj li 200 lub teb chaws nyob ib ncig ntawm lub ntiaj teb no. Nco ntsoov tias lub "Visa" thiab "MasterCard" - ib tug them nyiaj system, uas yog Ameslikas raws li nyob rau hauv lub duas. Nws yog tsis xav tsis thoob, vim hais tias lawv yog lub tsev mus rau hauv lub tebchaws United States. Tab sis, rau nkawv noj, kom tau yas yuav ua tau nyob rau hauv yuav luag tej txiaj ntawm lub ntiaj teb no, feem ntau cov tsev txhab nyiaj ua hauj lwm nrog lawv.

Lub markedly txawv phaib "MasterCard" thiab "Visa"?

Ua tau, Yog hais tias koj muaj nyob rau hauv Russia thiab nug tus tub ceev xwm ntawm lub xeev los yog lwm qhov bank, ces koj yog tsis zoo li yuav tau ib tug meej lo lus teb. Rau Russia, ntau yam pauv loj sib txawv uas yuav ruaj cuam tshuam cov kev xaiv ntawm system, tsis muaj. Ntug dej lawv tus kheej tej zaum kuj npaj promotions thiab advertising campaigns xaiv ib tug los yog lwm yam lub cev, tab sis, theej, nws txhais tau tias lawv txoj kev koom tes tej yam kev mob yog xav paub ntau paaj. Needless hais, cov nyiaj them system, "Visa" thiab "MasterCard" yog txawv los ntawm txhua lwm yam. Ua ntej, cov kev sib hais haum txiaj rau Visa system tsuas yog ib tug duas, thiab nws txhais tau tias tag nrho cov nyiaj uas yuav tsum tau txiaj hloov dua siab tshiab (piv txwv li, koj yuav tau them daim card "Visa" lub purchase ntawm TV nyob rau hauv Tuam Tshoj), yuav tsum tau ua los ntawm cov duas. Lub "MasterCard" system muaj ib co kev xaiv, vim hais tias nws ua hauj lwm tsis tsuas mus rau cov duas tab sis kuj lub euro. Nyob rau hauv tej rooj plaub, tej zaum nws yuav lig. Ntxiv mus, nyob rau hauv Russia rau tej suav siv correspondent nyiaj yog nyob rau hauv euros.

Yuav ua li cas los xaiv tus card: nrog lub "Visa" los yog "MasterCard"?

Needless hais, tias daim yas - bank card - nws tsis yog ib qho nqi, tab sis, theej txoj kev, qhov tseem ceeb rau nws. Thiab nws, los ntawm, nyob rau hauv Russia tej zaum yuav nyob rau hauv rubles, euros los yog US txiaj - dollars. Feem ntau, raws li twb hais saum toj no, cov kev xaiv ntawm daim ntawv teev lus khi rau ib tug them nyiaj system them sai sai thaum koj muaj feem ntau yuav txawv teb chaws los yog ua muas khoom nyob rau hauv txawv teb chaws online khw muag khoom noj. Yog hais tias koj npaj siab yuav mus siv "yas" xwb nyob rau hauv lub teb, lub system "Visa" thiab "MasterCard" yog sib npaug. Tiam sis tej Shopaholic neeg mus ncig muaj ib yam dab tsi yuav tau xav txog. Ntawm no yog ib co piv txwv: Wb hais tias koj yog nyob rau hauv Amsterdam thiab xav kom koj them lub tsev so, thiab muaj ib daim ntawv khi rau lub ruble accounts. Thaum them los ntawm daim card "Visa" txiaj hloov dua siab tshiab yuav mus raws li nram no: lub ruble-duas, euro, thiab tsis muaj dab tsi lwm tus. Thaum koj siv daim card nrog lub logo ntawm "MasterCard" simplified tswvyim: Ruble-Euro. Xav tias ob-triple txiaj hloov dua siab tshiab - yog ib tug ntxiv feem pua, Txawm li cas los me me, muab rho tawm ntawm koj tus account, rau heev mus ua si rau teb chaws Europe nyob rau hauv lub teb chaws lub txiaj "euro" thiab lwm yam yog tseem zoo dua mus muab nyiam phaib "MasterCard". Raws li zoo raws li rau mus ncig ua si rau lub tebchaws United States nws yog zoo dua siv lub ruaj rau lub cev, "Visa".

Txoj kev ywj pheej ntawm kev xaiv: ntau me ntsis txog cov yam ntxwv ntawm maps nyob rau hauv kev saib xyuas ntawm kev them nyiaj systems, uas yuav cuam tshuam koj nyiam

Cov nram qab no daim ntawv teev qhia tau hais tias ib co ntawm cov yam ntxwv ntawm lub "MasterCard" thiab "Visa" nyob rau hauv Russia thiab lwm lub teb chaws ntawm lub ntiaj teb no:

• Vim hais tias ntawm nws cov loj heev them nqi system "Visa" muaj ntau npaum li cas ATMs thim nyiaj nyob rau hauv lub ntiaj teb no thiab nyob rau hauv Russia tshaj nws cov competitor - tus neeg tsav tsheb "MasterCard". Qhov no yuav ua tau ib tug tseem ceeb kom zoo dua nyob rau hauv dej siab ntawm tus xaiv ntawm daim ntawv teev lus "Visa" nyob rau hauv cov kev tshwm sim hais tias koj yog siv los mus rau kab txawv thiab tsis heev civilized lub teb chaws. Nyob rau hauv Qhab Meem teb, piv txwv li, heev ob peb ATMs, li ntawd, txoj kev pom cov kob xiav logo muaj ntau ntau dua li lwm yam.
• Nws yog noteworthy tias nyob rau hauv ob qho tib si systems, muaj tsis muaj kev txwv rau koj rho nyiaj los ntawm ATMs muaj los ntawm peb-tog systems. Nws muaj peev xwm ua lub neej yooj yim dua thiab lub dawm mus rau Tuam Tshoj, nyob qhov twg feem ntau them nyiaj neeg teb xov tooj yog lub zos Tuam Tshoj UnionPay.
• Thov nco ntsoov, kev them nyiaj cards, "Visa" thiab "MasterCard" online kav khw yog ib tug nuance. Lub thiaj li hu ua "lus pom zoo code", los yog es nws los nyob rau hauv txawv systems. Yog li ntawd, cov card "Visa" txais tsiaj ntawv rau lub CVV2, thiab rau lub "MasterCard" yog txawv - CVC2.

Cov no yog cov sib txawv, tab sis nws mas yog ib lo lus nug ntawm hloov dua siab tshiab ntawm cov nyiaj thaum koj mus txawv tebchaws txawv teb chaws. Nco ntsoov ib tug yooj yim txoj cai: yog hais tias koj muaj travelling rau cov teb chaws Europe, xaiv ib daim ntawv "MasterCard" yog hais tias nyob rau hauv lub US - Visa, nyob rau hauv Russia - dab tsi ntau tshaj li nws, los yog hais tias lub tsev txhab nyiaj muaj.

Phaib "Visa" thiab "MasterCard" Sberbank ntawm Russia

Lub teb chaws lub ntsiab bank teeb meem ntawv uas muaj peev xwm raug txuas mus rau ib qho ntawm qhov suav hais tias kev them nyiaj systems. Koj muaj peev xwm ua rau koj xaiv. Tsis tas li ntawd, lub sij hawm thaum ua ke nrog loj Lavxias teb sab thiab txawv teb chaws tuam txhab uas muag muab ntau yam lawm cov kev pab cuam, uas muaj peev xwm ces yuav hloov dua siab tshiab rau hauv ntxiv txhawb nyob rau hauv cov nrhiav tau ntawm free daim pib thiab thiaj li nyob. Ua ntej koj yuav siv ntau mus ua hauv daim ntawv qhia, xav txog dab tsi zoo ntawm txoj kev ua neej cas koj xav li cas thiab cov kev pab cuam. Piv txwv li, yog tias koj ua hauj lwm los yog ua lag ua luam mus txog rau tus nquag flights, los yog koj yog ib tug ntau ntawm txawv tebchaws nyob ib leeg los yog nrog koj tsev neeg, nws yog ib qho kev zoo xaiv ib tug system ntawm "Visa" thiab txuas lub card mus rau lub Savings Bank ntawm tus txha kev pab cuam thiab lub tuam txhab "Aeroflot" - "Aeroflot lawm". Siv cov nyiaj them rau "yas", koj noog virtual mais tias tom qab tej zaum yuav zoo yuav hloov dua siab tshiab rau hauv mais ntawm tiag tiag - koj yuav txhiv lawv dim rau ib daim pib mus nyob qhov twg nyob rau hauv lub teb chaws los yog lub ntiaj teb no. Paub meej ntawm cov kev pab cuam muaj peev xwm yuav nrhiav tau nyob rau hauv tej ceg ntseeg thiab ceg ntseeg "Sberbank". Qhov ntawd yog yuav ua li cas siv cov ntawv teev lus tsis yog tsuas yog yooj yim, tab sis kuj muaj txiaj ntsim.

Yuav ua li cas yog hais tias tus card yog muab tub? Raug ua shutdown ntawm daim card system

Nws yog tus npau suav phem ntawm tej traveler - thaum them rau cov khoom txawv teb chaws mam li nco dheev pom tias nws daim card "Visa" thiab "MasterCard" sim. Yuav ua li cas nyob rau hauv xws li mob? Firstly, tsis txhob ntshai. Qhov tseeb hais tias lub tsev txhab nyiaj yog tsis txiav tawm ntawm koj daim card "hais", mas nws yuav ua rau lub cev nqis uas sau npe yog ib co kev los mus laij lub dag siv ntawm daim card (piv txwv li, koj muaj neeg nyiag lawm, thiab ib tug neeg xav mus ua rau ntawm nws purchase). Cov no ntsuas yog:

• Muas cog lus txawv teb chaws, thaum koj muaj yav tas los cov kwv tij txawv teb chaws tsis tau. Qhov no yuav equate mus txawv neeg coj tus cwj pwm thiab thaum kawg coj mus rau thaiv cov hlab ntawm lub card.
• Nyiaj ua hauj lwm. Piv txwv li, yog hais tias koj "mam li nco dheev" xav kom ib tug loj purchase, siv nyob rau hauv lub account ntawm tag nrho cov nyiaj uas yog nyob rau hauv daim nqi, thiab txawm txawv teb chaws - nws yog yuav luag nkaus lub lag luam, ib feem ntawm lub thiaj li hu ua uas muaj feem yuav pab pawg neeg.
• Nws lem koj raug purchase. Nyuam qhuav pib nyob rau hauv khw muag khoom noj koj twb tau txais nws nyob rau hauv daim ntawv qhia no mas khaub ncaws, khoom noj khoom haus thiab tshuaj pleev ib ce, thiab ces mam li nco dheev xav mus yuav qhov feem ntau niaj hnub lub computer los yog laptop, los yog, hais tias, skis nrog khau looj plab hlaub, nws yuav ua rau thaiv cov hlab ntawm lub card.

Tsis tas li ntawd, cov system instantly kaw lub yas los ntawm koj tus kws kho mob yog tias koj muaj ib teev dhau los ua ib tug purchase nyob rau hauv Omsk, thiab tom qab 60 feeb, sim tshem tawm nws tus kheej nyiaj nyob rau hauv lub US ATM. Pom zoo, nws yog ib lub cev yooj yim sua. Tab sis piav rau hauv rooj plaub - ib tug raug card dag hais tias lub tsev txhab nyiaj tau kawm yuav tau taug qab zoo heev. Nyob rau hauv kev, nws yuav xaus lus tias nyiaj txiag hauv tsev nqa tawm thaiv cov hlab rau peb tus kheej zoo. Nyob rau hauv thiaj li yuav sov ua licas tiv thaiv no tsis kaj siab surprises nyob rau hauv daim ntawv thov rau ib daim ntawv, koj muaj peev xwm ntxiv qhia kom meej uas lub teb chaws koj mus saib feem ntau, muab tso rau lawv nyob rau kev pheej hmoo, thiab ceeb toom rau lub tsev txhab nyiaj thaum lub sij hawm txhua qho chaw twg txawv teb chaws. Feem ntau qhov no yeej pab tau kom koj "nyob rau account tseem ceeb" nyob rau hauv kev ua hauj lwm kev txiav txim thiab yuav tsis nyob rau hauv nruab nrab ntawm Paris los yog New York nrog ib tug puas daim yas nyob rau hauv nws txhais tes. Tab sis qhov no tsuas yog kev tiv thaiv, hauv qab no peb tau muab ib nyuag daim ntawv qhia nyob rau hauv yuav ua li cas thaum "Visa" thiab "MasterCard" phaib sim.

Ceev Guide rau account cov card them nqi system paub

Yog hais tias koj muaj nyob rau hauv Russia, qhov uas yooj yim txoj kev yog mus rau qhov ze ceg ntawm lub tsev txhab nyiaj thiab sau ib daim ntawv qhia rau cov account ntawm daim card. Feem ntau nws dua xws li ua hauj lwm ncaj nraim nrog koj. Cov nyiaj txiag hauv tsev, feem ntau private, muaj ib tug xov tooj card xauv cov kev pab cuam. Nyob rau hauv cov ntaub ntawv no, koj hu tau rau lub multi-kab thiab kev cob cog rua rau ib tug neeg teb xov tooj thiab hu card tooj, ib tug code lo lus, thiab tej zaum teb ib ob peb lus nug txog koj tus kheej cov ntaub ntawv, thiab ntawm kev them nyiaj ua, cov account koj daim card. Tseem Ceeb - nyob rau hauv qhov kev npaj ntawm yas nug, thiab yog hais tias ua tau nyob rau hauv cov ntaub ntawv ntawm disconnection ntawm koj "Ntsiab mus rau lub account" rov-qhib nws cov hauj lwm nyob rau hauv lub xov tooj. Muaj ntau lub tsev txhab nyiaj muab qhov no zoo ntawm cov kev pab, thiab ntau - tsis muaj. Yog li ntawd, yog hais tias koj mam li nco dheev nyob nrog ib tug xauv card "Visa" los yog "MasterCard", uas tso tawm cov Lavxias teb sab hauv tsev, thiab lub sij hawm thaum tsis txhawb card txhob xauv lub muaj nuj nqi tsis muaj ib tug tus kheej pawg ntseeg nyob rau ib qho ntawm nws ceg, nws yuav tsis yooj yim sua rau account.

Ntsiab lus thiab lus xaus

Tu siab, tag nrho cov kev cai uas tau teev tseg nyob rau hauv lub pawg lus saum toj no, kuj thov phaib ntawm txawv teb chaws ntug dej, vim hais tias lawv cov ceg no yuav Lavxias teb sab tseeb. Piv txwv li, yog tias koj daim card muaj koob muaj npe Bank ntawm Scotland chaw ua hauj lwm txawv teb chaws sim, koj yuav tsis muaj cai muaj, txawv teb chaws, account ntawm lub ceg. Peb yuav tau ya rov qab mus rau Russia. Ib txoj kev los sis lwm, uas nquag mus ua si txawv teb chaws, koj yuav tsum hais tau txhob xauv lub qhov card, raws li zoo raws li nyob rau hauv txhua rooj plaub tsis "nteg" qe nyob rau hauv ib cov pob tawb, tab sis muaj ib tug "yas" ntawm lub tsev txhab nyiaj. Whereas txawv teb chaws koj yuav tsis raug teeb meem nyob twj ywm tsis muaj nyiaj.