Qhib ib tug account ntawm lub tsev txhab nyiaj rau cov SP. Nyob rau hauv dab tsi lub sij hawm thaum mus qhib ib tug xyuas account, SP?

Private entrepreneurs yuav siv ib tug bank account, tab sis qhov no yog nyob ntawm yeem. Tej zaum nws yuav tsim nyog rau koj khiav lag luam ua lag ua luam. Qhib ib tug account tam sim no rau ib tug neeg ua lag luam nyob rau hauv lub bank muaj nyob rau hauv cov kev tshwm sim hais tias cov ua hauj lwm yuav tsum tau ib tug loj turnover uas tsis yog-nyiaj ntsuab nyiaj txiag. Nyob rau hauv dab tsi bank nws yog preferable rau qhov teeb meem, nws yuav tsum tau los sib tham nyob rau hauv tsab xov xwm.

Yog vim li cas yog nws yuav tsum tau?

Qhib ib tug account ntawm lub tsev txhab nyiaj rau cov SP xav tau ua lag ua luam loj hlob. Qhov no yog tshwj xeeb tshaj yog ib qho tseem ceeb yog tias koj npaj siv, purchase ntawm cov khoom. Los ntawm txoj cai lij choj, lub chaw ua hauj lwm yog forbidden los them los yog tau txais rau cov khoom ntawm ntau tshaj 100 txhiab. Rubles mus rau 1 daim ntawv cog lus.

Big businessmen yuav tsum tau uas tsis yog-nyiaj ntsuab nyiaj them. Yog hais tias koj qhib ib tug account tam sim no rau ib tug neeg ua lag luam nyob rau hauv lub bank, ces nws yuav ua hauj lwm nrog cov loj counterparties. Nyiaj ndlwg ntawm ntau tshaj 100 txhiab. Rubles yuav tsum kis tau los ntawm cov nqi. Nrog nws nyob cov nyiaj ntsuab kev sib hais haum txoj kev, tej thaj chaw deb txij nkawm, sib pauv lwm yam uas.

Yuav ua li cas mus qhib?

Bank account tom qab qhib nws yog tsim nyog los qhia nyob rau hauv cov nyiaj ua se thiab sau npe rau. Yog hais tias lub sij hawm tsis txhob muab lub koom haum nyob rau hauv daim ntawv ceeb toom uas yuav raug nplua. Cov nyiaj ua se tau yuav tsum tau pauv mus rau cov ntaub ntawv, uas yog ua hauj lwm. Yog hais tias tsim nyog, nws yuav tsum raug kaw. Qhov no txoj kev no kuj tsis yog yooj yim.

cov ntaub ntawv

Mus qhib ib tug account tam sim no rau ib tug neeg ua lag luam nyob rau hauv lub bank, peb yuav tsum tau li nram qab no ntaub ntawv:

• passport;
• daim ntawv rau tus IP sau npe;
• identification number;
• daim ntawv pov thawj los ntawm cov nyiaj ua se;
• ib tug tshwj xeeb daim ntawv tso cai;
• cov nqe lus.

Qhov no yog tus qauv daim ntawv teev cov ntaub ntawv, tab sis tej zaum yuav tsum tau, thiab ntxiv ntawv. Nws tag nrho cov nyob rau cov kev cai ntawm lub tsev.

Qhov twg mus?

Nyob rau hauv dab tsi lub sij hawm thaum mus qhib ib tug account tam sim no rau ib tug neeg ua lag luam? Tam sim no ob peb tsev muab kev pab. Txhua lub tsev txhab nyiaj nws muaj nws tus kheej tariffs. Tus nqi tej zaum yuav ntawm 700-2500 rubles. Tus nqi yuav tsum raug txo kom qhov kev siv ntawm promotional kev ua ub no.

Yuav kom xaiv tau ib tug txhim khu kev qha chaw ua hauj lwm, koj yuav tsum tau paub nrog cov neeg xyuas. Nyob rau hauv dab tsi lub sij hawm thaum mus qhib ib tug account tam sim no rau ib tug neeg ua lag luam? Nws yog ib qho tseem ceeb yuav tsum tau nco ntsoov nqa mus rau hauv tus account tej yam. Lub koom haum yuav tsum muaj txhim khu kev qha, coj ib tug me me nyiaj khiab zog thiab muab ib tug ntau ntawm cov kev pab ntxiv.

savings bank

Koj muaj peev xwm hu tau rau lub Savings Bank. Tsuas yog qhov no yuav tsum ua lub 3 tej yam kev mob: on-line npe, txais tos cov chav raws li cuav ntawm cov ntaub ntawv. Nws muab lub hlis tas los. Ua ntej ua hauj lwm nrog rau lub koom haum yuav tsum paub txog cov specifics ntawm cov kev pab cuam, nrhiav kev xyuas.

Cov kev pab cuam cov nqi hais txog 2 txhiab. Rubles. Cov neeg muas zaub muaj ib tug yooj yim hauv internet bank, ib tug me me nyiaj khiab zog rau muab thiab tau txais cov nyiaj. Muaj yog ib tug ceeb toom system uas hloov yog nqa tawm nyob rau hauv ib hom 20/7. Yog xav qhib ib lub txhab nyiaj account rau tus IP, lub nram qab no ntaub ntawv yuav tsum tau:

• passport;
• ib tug IP daim ntawv pov thawj;
• se cov ntaub ntawv;
• Tawm ntawm lub SP;
• tshem me me kos npe ntawm tus tso cai cov neeg thiab cov xovxwm;
• daim ntawv tso cai.

"Alfa-Bank"

Koj yuav thov tau mus rau lub "Alfa-Bank". Qhib ib tug account tam sim no rau ib tug neeg ua lag luam kev vam meej nyob rau hauv 10 feeb. Tariffs yog sib txawv, yog li ntawd koj yuav tsum tau xaiv lub feem ntau haum. Commission rau cov nyiaj no sib txawv. Tus nqi ntawm cov txij nkawm yog nyob rau hauv ntau 1090-9900 rubles ib lub hlis. Muaj kev txiav txim rau kev them nqi. Thaum ib tug lub sij hawm them nyiaj rau 9 lub hlis yuav tsum yog 25% luv nqi. Qhov seem 3 lub hlis ntawm kev pab cuam no yog pab dawb.

Nyiaj rho thaum twg los tau lub tshuab ATM. Neeg yuav txaus siab zoo cov kev pab thiab ib tug me me txhua hli them nqi. Tu ncua nyob rau shares. Neeg muaj SMS ntawv qhia free yas card. Nws yuav tsum tau muab ib tug qauv daim ntawv teev cov ntaub ntawv.

"Avangard"

Cov kev pab no yog nqa tawm thiab lub sij hawm thaum "Avangard". Qhib ib tug account kom tau IP rau tsim nyog cov ntsiab lus uas. Nws yog ib qho tseem ceeb los mus saib cov nqi, uas qhia hais tias tus online cov kev pab cuam ntawm cov lus qhib nqi ntawm 1,000 rubles, thiab thaum offline - 3000 rubles. Cov kev pab cuam cov nqi 900 rubles ib lub hlis.

"Vanguard" yog tsis bundled muaj. Rau cov neeg muas zaub ib zaug xwb tariff. Nws qhia ib kev twb kev txuas ntawm hauv internet banking, them project, ib tug ntau ntawm intra-kev them nyiaj. Tus nqi ntawm sab nraud cov nyiaj them yog 30 rubles ib 1 lub lag luam. Yuav kom siv tau cov account los ntawm lub tshuab ATM, koj yuav tsum tau txuas CashCard.

"Qhib"

Ua lag luam yuav thov tau lub "Qhib" Bank. Qhib ib tug account tam sim no rau ib tug neeg ua lag luam muaj nqis 1300 rubles, txij nkawm yuav raug nqi 750 rubles, yog tias muab tej thaj chaw deb txij nkawm. Yog hais tias tsis tau, ces tus nqi yog nce rau 1700 rubles.

Tus nqi ntawm ib tug them nyiaj nyob rau hauv online banking yog 27-30 rubles. Nyiaj Card yog muaj nyob rau 200 rubles, thiab nws txij nkawm nqi 1500 rubles ib xyoo. Txheem nyiaj yuav ua tau nrog cov nyob hauv internet daim ntawv thov. nws yog tsim nyog los muab tso rau ib tug zuam nyob rau hauv lub "Reserve Account" seem thaum nws yog tag nrho. Tom qab xa e-mail mus txog lub account tooj, uas yuav tsum tau qhia nyob rau hauv cov ntaub ntawv. Yuav kom xaus qhov kev koom tes yuav tsum mus rau lub tsev txhab nyiaj uas muaj lub ntsiab daim ntawv.

"Bank of Moscow"

Ib yam ntawm cov loj hauv tsev xam tau tias yog "Bank of Moscow". Qhib ib tug account tam sim no rau ib tug neeg ua lag luam nws tsis yog yooj yim. Tag nrho cov uas tsis yog-nyiaj ntsuab muas yuav tsum nqa tawm yam xyuam xim. Lub tsev txhab nyiaj yuav tsum xa ib daim ntawv teev cov txheej txheem cov ntaub ntawv. Ntawm ntxiv kev nyab xeeb tej zaum yuav tau tsev daim ntawv cog lus, txoj cai rau vaj tse, cov ntaub ntawv ntawm ntseeg cov neeg.

Qhib thiab kaw ib tug account yog dawb xwb. Tsis muaj nqi rau hloov lwm lub tsev ntawm cov nyiaj thiab muab cov nqe lus. Pab nyiaj nqi 150 rubles. Tus so ntawm cov ntaub ntawv - 25 rubles. Paj rau qhov nqi koj tshuav yog tsis xam.

"Tinkoff"

Judging los ntawm cov kev txheeb xyuas, cov kev pab cuam ntawm txoj kev koom tes nrog lub sij hawm thaum raws li nram no:

• ceev qhib, ua daim ntawv cov ntaub ntawv hauv internet;
• Nqe rau cov kev pab cuam - los ntawm 490 rubles;
• Pab tus kheej saib xyuas;
• SMS ntawv qhia;
• kev kab ntsab ntawm online banking.

Nrog rau cov kev ntawm cov yooj yim cov kev pab ntawm cov ntaub ntawv kos mus txog sai sai. Cov neeg muas zaub rau conveniently taug qab lub zog ntawm tus account nyob rau hauv lub "Kuv tus Account".

"VTB 24"

Thov rau tej ceg ntawm "VTB 24", lub lag luam sai sai muab ib daim nqi rau yooj yim nqa tawm ntawm muas. ntawm tus nqi sib npaug zos rau cov sum ntawm 1 200-12 200 rubles ib lub hlis. ib tug loj network ntawm ceg thiab ATMs kev khiav hauj lwm nyob rau hauv Russia.

Qhov zoo xws li cov num ntawm cov neeg muas zaub tsim, ib qho yooj yim mus siv internet banking, them project. Muaj SMS alert. Deposits no yuav tsum tuav pov hwm.

Pros thiab cons

Tab sis yog tus account sau npe yog tsis yuav tsum tau, nws muaj ntau yam zoo:

• nqa tawm suav nrog lwm pis nyob rau hauv tus nqi ntawm 100 txhiab rubles .;
• transparency of operations;
• muaj cov khoom;
• tsis muaj yuav tsum nruab ib lub CCP.

Ntawm cov shortcomings highlight qhov yuav tsum tau rau cov neeg muas zaub mus xyuas lub tsev txhab nyiaj thiab ntxiv tus nqi. Tsis tau pej xeem yog muab:

• nyiaj ntsuab kev sib hais haum txoj kev;
• kev pab cuam ntawm txawv teb chaws tej hauj lwm;
• tej thaj chaw deb txij nkawm;
• yas card rau lub deposit thiab ntsoos ntsoos ntawm cov nyiaj ntsuab.

ceeb toom ntawm lub Federal Tax Service

Tsis pub dhau 5 hnub ua hauj lwm, cov ua lag luam yuav tsum qhia rau Tsoom Fwv Teb Chaws Tax Service ntawm cov lus qhib ntawm ib tug account tam sim no. Yuav kom qhov no yuav tsum tau muaj nyob rau hauv Internet thiab sau rau hauv daim ntawv № C-09-1 (2 luam). 2 nplooj ntawv daim ntawv muaj cov lus qhia, uas yog nkag mus IP ntaub ntawv thiab qhib ib tug account.

Thaum daim ntawv kos npe los ntawm ib tug ua lag luam, koj yuav tsum muab tso rau koj tus kheej stamp. Ces nws twb pauv mus rau Tsoom Fwv Teb Chaws Tax Service. Ib daim ntawv yog kis tau rov qab cim "Dhau". Nws yuav tsum tsis txhob muab pov tseg.

Ceeb toom ntawm lub Laus Fund

Tsis pub dhau 7 hnub, nws yog tsim nyog los qhia rau tus Laus Fund txog tus tsim ntawm tus account tam sim no, raws li neeg ua lag luam them txhua hli. Qauv posts yuav tsum tau pom thiab downloaded ntawm lub PD site. Qhov no daim ntawv yuav pab tau kom qhia ntaub ntawv tseem ceeb.

Peb yuav tsum nco ntsoov tias yog hais tias lub sij hawm tsis muab cov ntaub ntawv tsim nyog nyob rau hauv lub PF los yog tsoom fwv teb chaws Tax Service, cov ua lag luam yuav tsum tau them ib tug zoo nyob rau hauv tus nqi ntawm 5 txhiab. Rubles. Yog hais tias koj tseem muaj coj nyob rau hauv lub ntiav neeg ua hauj lwm thiab tus tswv yog sau npe nyob rau hauv lub Social Insurance Fund, qhov no lub cev yuav tsum tau ceev faj.

Kaw ib tug account

Feem ntau muaj cov sij hawm uas koj xav tau yuav tau kaw lub account. Rau no peb yuav tsum tau sau ib daim ntawv thov thiab muab xa mus rau lub tsev txhab nyiaj. Account yuav raug kaw thiab qhov nyiaj pauv mus rau cov neeg requisites, uas yog qhia nyob rau hauv cov nqe lus. Qhia FTS, PF thiab optionally FSS.

Yog li, tam sim no account muaj ntau yam zoo. Yog hais tias koj npaj yuav loj ua lag ua luam kev ua ub no, nws yuav tsum tau qhib nws. Qhov no yuav pab txhawb lub chaw ua hauj lwm, vim hais tias nws yog yooj yim rau txhua leej txhua tus.